It is always better to be prepared as sometimes you would be required to obtain a mortgage approval within a certain timeframe as part of the conditions when you purchase a property.
If you are employed, obtain the following documents from your employer:
If you are self-employed, or if you are running a business on the side, you may be asked to provide the following from your business:
If you are buying a new property, have the following documents ready:
If you are refinancing an existing mortgage, have the following documents ready:
Other documents to obtain from various sources:
Your mortgage agent or lender may require you to provide other documents. However, the documents described above are the most common needed documents to apply for a new or renew an existing mortgage. Your lender may ask you questions regarding your current financial status (savings, debts).
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